| The national currency is the "hryvnya" (UAH). US dollars and EURO are most acceptable foreign currencies. Exchange rate is not stable, it changes every month or more often.
Cash
You can exchange your money into "hryvnyas" only at special places - "Currency Exchange" points. There are a lot of currency exchange offices in downtown. You only need to choose good rate.
Notes:
Be sure your bank notes are clean and not wrinkled, free of marks and tears. Even tiny magic marker strokes used by many world banks can be cause for refusal to accept your bills (or are accepted with very low rates).
One should avoid exchanging currency with individuals on the street. It is illegal and dangerous.
Credit Cards
VISA and MasterCard are most accepted. But only few very expensive restaurants and some shops accept Credit Card payment. There are many ATMs in Kharkov.
Note:
Usually you have to call your bank to inform them that you are going to go to Ukraine. Sometimes banking secure system can lock your card.
Travelers Checks are not advisable because there are only a few places where they can be exchanged for money and the exchange fees are high.
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